In most AML processes, subject matter experts make the determination of the rules or scenarios around what should trigger an investigation. Ayasdi’s technology automatically assembles self-similar groups of customers and customers-of-customers. This allows the bank’s subject matter experts to tune the thresholds within each scenario but from a principled starting point.
A critical, often overlooked step, in AML workflows is the ability to explain what has driven the creation of these groups and the optimization of thresholds within the scenarios. Aysadi provides complete transparency into what is driving the segmentation and the ranking and produces the complete documentation workflow including simple decision trees that can be shared with internal model governance boards and external regulators.